DIFK Participates in EFDI EU Committee Meeting

DIFK participated for first time in the European Forum of Deposit Insurers (EFDI) EU Committee Meeting, held on 22 and 23 April 2026 in Florence, Italy. DIFK was represented by Mr. Vllaznim Bytyqi, Senior Finance Officer and financial expert. The meeting was hosted by the Fondo di Garanzia dei Depositanti del Credito Cooperativo (FGDCC).

During the meeting, EU Committee members held in-depth discussions on the EU reform package on Crisis Management and Deposit Insurance (CMDI), which includes revisions to the Bank Recovery and Resolution Directive (BRRD), the Deposit Guarantee Schemes Directive (DGSD), and the Single Resolution Mechanism Regulation (SRMR).

The proposed reforms aim to enhance depositor protection, expand the application of bank resolution tools to institutions of all sizes when deemed to be in the public interest, and strengthen the role of deposit guarantee schemes in resolution financing, gradual shift from public funding more towards industry-funded mechanisms. These developments are expected to contribute to greater financial stability and support the further completion of the EU Banking Union.

The meeting brought together leading experts and representatives from deposit guarantee schemes across Europe to discuss key developments in the financial sector, including those of EU Banking Union. Keynote speakers included representatives from the Single Resolution Board (SRB) and the Bank of Italy, complemented by expert panel discussions led by distinguished academics.

DIFK’s participation in the EFDI EU Committee is important for further alignment with EU standards and international best practices.